Can NYC Parking Tickets Affect Your Auto Insurance Rates?

Unpaid parking tickets may lead to an increase in the cost of your auto insurance

I was scouring the Internet for interesting, helpful, or unusual parking ticket stories when I came across an article in the NY Daily News about how parking tickets can affect your automobile insurance. I was surprised to bump into an article that seemed to debunk a myth I harbored that parking tickets do not impact insurance rates while moving violations do.

When I read the entire article, and the original source article, the point started to crystallize in my mind. A member of the driving community risks ineligibility for the renewal of a vehicle registration, or worse yet, a registration suspension, if you allow unpaid parking tickets to go into judgment. It is the registration suspension for unpaid parking tickets that may cause insurance rates to rise; and not the parking tickets.

Here are links to the NY Daily News article

The rules for registration renewal and suspensions for unpaid NYC parking tickets

I’ve written about the onerous policy initiated by the Evil Empire of holding your vehicle registration hostage for having:

• Three unpaid parking tickets in judgment within an eighteen (18) month period means your registration will not be renewed
• Five (5) unpaid NYC parking tickets in judgment within a twelve (12) month period means your registration will be suspended

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It may be a good time to bring the rules to the front of mind of the driving community:

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“New York State will not register or renew a vehicle registration if you have 3 or more outstanding tickets and/or camera violations in judgment within an 18-month period. If you have 5 or more outstanding parking tickets in judgment within a 12-month period, your registration will be suspended. You cannot obtain or renew a registration until you resolve the tickets, either by paying them or by having them dismissed at a hearing. If you pay your tickets at a Business Center you will receive: 

• Satisfaction of Judgment Notice – Provides proof to the DMV that your tickets have been resolved.

Registration Clearance – Is required for in-person registration or renewal at DMV. If you prefer to pay all of your parking tickets that are in judgment online, you must also renew/register your vehicle online with DMV and you will not need to obtain this form. (Note: If you pay by 6 pm, you will have to wait up to 48 hours to register your vehicle with DMV online. If you pay after 6 pm, it will take up to 72 hours.)”

Commentary

I was kinda surprised to read the following on the Evil Empire’s redesigned website about issuing licenses to taxi and limousine drivers:

Taxi and Limousine Plate Clearances

The City of New York Taxi and Limousine Commission does not issue licenses to Taxi and Limousine drivers who have outstanding parking tickets and/or camera violations. You must pay all tickets owed online or at a Business Centers. where you will also receive individual Taxi and Limousine Plate Clearances.

If you have a few vehicles with outstanding violations and need to obtain more than one Taxi and Limousine Clearance, you must contact Finance.

Write:
NYC Department of Finance
Collections Division, Dunning Unit
59 Maiden Lane, 28th Floor
New York, NY 10038″

One outstanding parking ticket and no license to earn a living. What if the prospective taxi driver stole a loaf of bread?

Please share your thoughts about these consequences for unpaid parking tickets. Fair or Foul?